By: Melissa KerickThe Loan Estimate and Closing Disclosures are forms that you’ll receive before closing on your home.
By: Melissa KerickBuilding equity in your home offers you more leverage and opportunities in the future. However, tapping into your home equity is a significant decision that can greatly impact your finances, so it should be approached with caution.
By: Melissa KerickAs you’re preparing to buy a home, it’s a great idea to understand how to calculate your DTI, because this gives you a clearer picture of your finances and how much you can afford as far as a monthly mortgage payment.
By: Melissa KerickPre-qualification and pre-approval can seem a little confusing at first. In simplest terms, pre-qualification is a quick and easy first step toward homeownership, whereas pre-approval is a more thorough and detailed process.