Loan Estimate & Closing Disclosures Explained: What first-time home buyers need to know about their LE and CD

Melissa Kerick

Published on: 13/07/2024

The Loan Estimate and Closing Disclosures are forms that you’ll receive before closing on your home.

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Tapping Into Equity: Cash-Out Refi, HEL, & HELOC

Melissa Kerick

Published on: 13/07/2024

Building equity in your home offers you more leverage and opportunities in the future. However, tapping into your home equity is a significant decision that can greatly impact your finances, so it should be approached with caution.

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Debt-To-Income Ratio (DTI): How much can I afford as a monthly mortgage payment?

Melissa Kerick

Published on: 28/06/2024

As you’re preparing to buy a home, it’s a great idea to understand how to calculate your DTI, because this gives you a clearer picture of your finances and how much you can afford as far as a monthly mortgage payment.

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What's The Difference Between Pre-Qualification VS Pre-Approval When Buying a Home?

Melissa Kerick

Published on: 28/06/2024

Pre-qualification and pre-approval can seem a little confusing at first. In simplest terms, pre-qualification is a quick and easy first step toward homeownership, whereas pre-approval is a more thorough and detailed process.

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